If you return to light duty work following an on-the-job injury and sustain a wage loss, workers' compensation will pay 2/3 of the difference between your pre-injury wage and your new wage. This is known as temporary partial disability benefits. The maximum temporary partial rate for injuries sustained after July 1,2005 is $300.00 per week.
The workers' compensation carrier is responsible for paying all of your injury related medical bills. However, in order to receive medical treatment, you must report your injury immediately to a supervisor on your job. Injuries reported later than 30 days after they occur will not be covered by workers' compensation. An injured worker is required to select a physician from the Panel of Physicians that is posted by his or her employer, There is a one time right to make a change from one physician on the panel to another. If the employer does not have a properly posted panel, only then can you go a doctor of your choice. The workers' compensation insurance carrier will reimburse you at the rate of 28 cents per mile for travel to and from medical appointments and to and from pharmacies to pick up prescriptions for injury related treatment. The carrier will also pay 100% of all prescription costs as long as they are injury related. You also have the right to a one time Independent Medical Evaluation with a doctor of your choice within 120 days of the receipt of income benefits,
Workers' compensation will pay injured workers for permanent disabilities that
they suffer on the job. The amount of the payment will depend upon an impairment
rating that will be determined by your authorized treating physician. Workers'
compensation cases are often settled at the conclusion of your medical treatment.
Settlements typically include a lump sum payment of money and a provision for
ongoing medical treatment paid for by the workers' compensation carrier for an
agreed upon period of time. It is advisable to have an experienced workers'
compensation attorney represent you so that your case can be handled properly
from the time of injury to its conclusion. Worker's compensation cases can
become quite complicated and expert advice can properly guide you through the
system. Retaining an attorney early in the process lets the attorney help the
client avoid making errors in the conduct of the case. Worker's a comp insurance
companies are always looking for ways to reduce the monies they have to pay out
and they like nothing better than an injured worker who is uninformed.
|
The above is not legal advice. That can only come from a qualified attorney who is familiar with all the facts and circumstances of each individual case and the relevant law. See Terms of Use. |